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We have EXCITING news!  Our Evergreen location is now open in the lobby from 9:30 - 3:30, Monday through Friday for your banking needs.  Stop by and see us!                       Due to the continued threat of debit card scams, please remember to use your debit card with caution.  Please make sure to use your four digit PIN when possible. 
REMINDER, WE WILL NOT CALL AND ASK FOR YOUR PERSONAL INFPRMATION.   DO NOT SHARE!
About West One
About Us
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Privacy Statement
Employment
 

  

Rev 12/2010 

WEST ONE BANK PRIVACY POLICY

WEST ONE BANK
PO BOX 7758
2604 HWY 2 EAST & 222 WEST IDAHO

KALISPELL, MT 59901
PHONE: (406) 755-9781
FAX: (406) 755-9794

FACTS 

 

WHAT DOES WEST ONE BANK

 

DO WITH YOUR PERSONAL INFORMATION?

 

 

 

 

 

Why?

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

 

 

 

What?

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

n        Social Security number and income

 

n        account balances and account transactions

 

n        payment history and credit scores

 

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

 

 

 

How?

 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons West One Bank chooses to share; and whether you can limit this sharing.

 

 

 

 

 

Reasons we can share your personal information

 

Does West One Bank share?

 

Can you limit this sharing?

 

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

 

For our marketing purposes—
to offer our products and services to you

 

Yes

 

No

 

For joint marketing with other financial companies

 

No

 

No

 

For our affiliates’ everyday business purposes—
information about your transactions and experiences

 

Yes

 

No

 

For our affiliates’ everyday business purposes—
information about your creditworthiness

 

Yes

 

No

 

For our affiliates to market to you

 

No

 

We don’t share

 

For non-affiliates to market to you

 

No

 

We don’t share

 

 

 

 

 

 

 

 

 

Questions?

 

Call 406-755-9781 or go to www.westonebank.com

 

 

 


 

 

 

 

Page 2

 

 

 

 

 

 

 

Who we are

 

Who is providing this notice?

 

West One Bank

 

 

 

 

 

What we do

 

How does West One Bank protect my personal information?

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does West One Bank collect my personal information?

 

We collect your personal information, for example, when you

 

n        open an account or deposit money

 

n        pay your bills or apply for a loan

 

n        use your credit or debit card

 

 

 

Why can’t I limit all sharing?

 

Federal law gives you the right to limit only

 

n        sharing for affiliates’ everyday business purposes—information about your creditworthiness

 

n        affiliates from using your information to market to you

 

n        sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

 

 

 

 

 

Definitions

 

Affiliates

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 

n         Our affiliates include financial companies such The Bitterroot holding Company and Ravalli County Bank Shares Inc

 

Non-affiliates

 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 

n     West One Bank does not share with non public information except to other non affiliated third parties as permitted by law

 

Joint marketing

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

§         West One Bank does not share information for marketing purposes.

 

 

 

  

 

 

 

 

 

Other important information

 

 

 

   
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