West One Bank Privacy Policy

Phone: 406.755.9781
Fax: 406.755.9794
Voice Access 24-Hour Banking: 1.866.900.6044

WEST ONE BANK PRIVACY POLICY

WEST ONE BANK
222 WEST IDAHO
PO BOX 7758
KALISPELL, MT 59901
PHONE: (406) 755-9781
FAX: (406) 755-9794

We at West One Bank consider you, our customer, the most important ingredient of our business. It is our goal to make our service second to none and thereby worthy of your patronage. Our office offers you a full line of banking products and services. If you have any questions, please feel free to call or stop in to ask. Any of our officers or personal banking representatives would be happy to assist you.

Confidentiality and Security of Nonpublic Personal Information. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect. We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or others;
Information we receive from a consumer reporting agency;
Information from public records;
Information necessary to comply with State and Federal Regulations; and
Information to assist us with improving products and services.

Nonpublic Personal Information We Disclose. We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.

Fact Act. This notice has been provided to you as required by section 217 of the Fair and Accurate Credit Transactions Act of 2003.

We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

Your credit report provides a glimpse of how financially responsible you are. Maintaining a clean credit report is vital to your financial well being. Negative information in your credit report will lower your credit score. Your credit score can be reviewed by lenders, insurers, landlords and even potential employers. With a low credit score you will be more likely to:

Be denied future credit
Be offered lower credit limits
Pay higher rates on credit you do receive

Please make your payments on time and always pay at least the minimum amount due to assure that negative information regarding your account with us will not appear on your credit report.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: West One Bank 222 West Idaho Kalispell, MT 59901

Employee Access to Customer Information
At West One Bank, we maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information. All employees are instructed to maintain our Privacy Standards. Employee training explains the importance of confidentiality in all customer interactions. Any employee found to be violating the Privacy Policy of the bank will be subject to disciplinary action.

222 West Idaho
PO Box 7758
Kalispell, MT 59904-0758
Phone: 406.755.9781
Fax: 406.755.9794

2604 Hwy 2 W
Kalispell, MT 59901
Phone: 406.752.9998
Fax: 406.755.2715

Voice Access 24-Hour Banking: 1.866.900.6044

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