Savings

Regular Savings
This account is the Family of Banks basic savings account and requires a $100 minimum balance to avoid a service charge. When balances fall below $100, there is a quarterly service charge.  You are allowed 6 withdrawals per month. A $.50 per withdrawal will be levied when you’ve made more than 6 withdrawals for the month from this savings account.

Young Bankers
For West One Bank customers who maintain a satisfactory account balance with the Bank and have children under 18 years of age are eligible for our Young Bankers Savings Account. This savings account is an education service used to promote responsible financial management and develop good savings habits. There are no monthly service charges and no minimum balance required.  A $10 opening balance is required.

Money Market Savings
This is the best savings account alternative to certificates of deposit if you need your money liquid. A minimum balance of $2,500 is required for this account.  If balance falls below $2,500, there is a monthly fee of $8. Transaction limits are imposed by federal regulations. Please call any of our offices for current rates.