Checking

*FREE Consumer “Safe Kept” Checking Account.
No monthly fee & no minimum balance associated with this account. Unlimited check writing, interest paid on balanced over $250.  Free ATM or Check card. Come into an office to learn more about this personal checking account option.  Free online banking, phone banking, online bill pay, electronic statements and ATM/Debit cards.

Note: This account may be available for certain non-profit corporations. Ask our new accounts personnel for details.

*Regular Checking Account
Free monthly check images with statements included with a Regular Checking account, along with free online banking, phone banking, online bill pay, electronic statements and ATM/Debit cards.   A $50 opening deposit is required.  If a balance falls below $250, and $4 per month service charge and $0.20 per check charge is accessed.

*Investment Checking Account
Interest is paid on this account at a competitive market rate compounded monthly. There is a $500 minimum balance required and a $8.00 monthly service charge if your balance falls below the $500 minimum balance. If you maintain high balances, the Investment Checking Account is the best place for your checking money.  Sole proprietor and nonprofit organizations are also eligible for this account.

*Liquid Gold Checking Account
A special account option for existing customers of the West One Bank. A VERY competitive variable tiered interest rate is associated with this account. $10,000 minimum opening balance and $10,000 minimum monthly balance required to avoid monthly service fee of $20. This includes a variety of free bank services such as World Wide free ATM usage (5/month), unlimited check writing, free 3 x 5 safe deposit box, Official Checks, Money Orders, Notary services and free checks.

*Classic Gold Checking Account
A special account option for customers over the age of 50 or active military personnel.  No minimum balance required and no monthly account fee.  Free West One Bank checks, free money orders, free official checks, free notary service and free imaged statements included.  $50 opening deposit required.