CDs & IRAs

Retirement Accounts
West One Bank offers five different types of IRA’s: Traditional IRA’s, Roth IRA’s, Education IRA’s, Simple and SEP IRA’s. Each is a variable rate account that earns a competitive rate of interest. Early withdrawal penalties may apply associated with these accounts and interest is compounded daily.

Health Savings Accounts
We also offer Health Savings Accounts. An HSA is a tax-exempt trust or custodial account established exclusively for the purpose of paying qualified medical expense of the account beneficiary. Customers must be covered by an HDHP insurance plan to qualify for one of these accounts. Please see one of our friendly and knowledgable new account representatives for more details on this type of savings account.

Certificate of Deposits
FDIC insured CD’s are available from West One Bank with a variety of maturity terms.  To learn more, or to begin setting up your Certificate of Deposit account, call (406) 755-9781. Our rates are very competitive with the market. A strong and safe investment!